Net Worth Calculator

A net worth calculator helps you determine your overall financial position by calculating the difference between what you own (assets) and what you owe (liabilities). Your net worth is the single most important number for understanding your financial health.

This calculator includes common asset categories like cash and savings, investments, real estate, vehicles, and other assets. On the liability side, it tracks mortgage balance, car loans, student loans, credit card debt, and other liabilities. The difference between total assets and total liabilities is your net worth.

Tracking your net worth over time is one of the best ways to measure financial progress. A positive net worth means you own more than you owe. A negative net worth means your debts exceed your assets. By regularly calculating your net worth, you can see whether your financial decisions are moving you in the right direction.

1. Enter your assets — Fill in the value of your cash/savings, investments, real estate, vehicles, and any other assets.
2. Enter your liabilities — Fill in your mortgage balance, car loans, student loans, credit card debt, and any other debts.
3. View your net worth — See total assets, total liabilities, and your net worth. Green indicates positive, red indicates negative.
4. Track over time — Recalculate periodically to track your financial progress.

Net worth is a simple but powerful calculation:

Net Worth = Total Assets - Total Liabilities

Total Assets = Cash/Savings + Investments + Real Estate + Vehicles + Other Assets

Total Liabilities = Mortgage + Car Loans + Student Loans + Credit Card Debt + Other Liabilities

Example: $340,000 in assets - $238,000 in liabilities = $102,000 net worth.